Video of the Day – Why do some of the best always seem to include animals?

Hey Folks!

Every morning I look thru dozens of videos to show you some of the newest, funniest videos that folks are posting. It amazes me that most include animals. Attached is a short video featuring some more. Now when I first uploaded the provider had a music problem. I am not sure if it is fixed but the photos are great. Enjoy!

Hope you enjoyed and if you have any mortgage questions give me a call or email. It is a great time to refinance. We have great rates and terms.

Tony Grego, Regional Sales Director at Amerisave
Your Place for Great Rates!

Video of the Day – American Idol Returns

Hey Folks!

Well it is back for the eight season. The highest rated television show of all time. Three now four relative unknown celebrities (until the show) go around America looking for the next best thing.

Normally it would cost talent scouts thousands of dollars to do this but only in America could someone figure a way to make money doing this.

Attached is a short Robin Williams video from Idol Gives Back from 2008. Enjoy:

Thanks and when you need some mortgage help I have the answers and the programs.

Tony Grego, Regional Sales Director with Amerisave
Your Place with Great Rates!

Video of the Day – Tony Dungy (Thanks Coach)

Hey Folks!

Sorry for the delay. Just been very busy working with clients and news around my home area of Indianapolis.

Yes, I am a football fan but I am also a fan of Tony Dungy. He has done so many great things for our team, our city, and (what I feel most important) as a role model. Please enjoy this short video. Now it talks about his book but it tells about the man.

Thanks Coach. We’ll miss you!

Tony Grego, Regional Sales Manager with Amerisave
Your Place for Great Rates! See them at www.amerisave.com/partner/agrego

Rate Watch of Monday, January 12, 2009

Hey Folks!

Looks like a pretty typical Monday. No major news for any significant changes. If to guess I would say rates would get a little worse just to recover later this week. The one thing the markets don’t show is the price hits that Fannie is putting into effect on April 1st. Most investors price for a 30-day gap from close to sold so we really have to the end of March to save you the most. Now while most purchases will not be effected (except if your buying a condo) we will see major rate hits for refi’s

Thanks for looking and have a great day!
Tony Grego, Regional Sales Director for Amerisave
Your Place for Great Rates!

Video of the Day – Potty Training

Hey Folks!

Well it’s Monday, and sure to be a great day. Lets get it started right by a little chuckle. I came across this video trying to find something for my kids to watch on my iphone. It became a instant hit. Hope you enjoy:

Again I hope you all have a great day and when you need help with your mortgage or just need to check rates I am the answer.

Tony Grego
Regional Sales Director with Amerisave.
Your Place for Great Rates!

Video of the Day – It’s Hite! Not Miller Lite

 

Hey Folks!

Since I am on the Beer thing how about China? While I’m not sure what they are saying I thing you will get the idea.

Enjoy and have a great day
Tony Grego
Regional Sales Director with Amerisave
Your Place for Great Rates! see them at www.amerisave.com/partner/agrego

Video of the Day – It’s Hite! Not Miller Lite

Hey Folks!

Due to schedule conflicts I didn’t post yesterday. So today you get two video’s. First one is a Korean beer commercial. While I am not sure what to say I am sure we will not see it on this years Superbowl (Along with my beloved Colts)

 

Enjoy and have a great day
Tony Grego
Regional Sales Director with Amerisave
Your Place for Great Rates! see them at www.amerisave.com/partner/agrego

Video of the Day - Banned Levi Commercial

Hey Folks!

Well I don’t know about your area but in Central Indiana it is a little chilly. Temps in the teens and looks like that is were they will stay all day.

Take a look at the video below and maybe it will give enough sizzle to warm us up.

Have a great day and as always when you have mortgage questions I have the answers.

Tony Grego
Regional Sales Director with Amerisave Mortgage
The Place with Great Rates!

Why Amerisave - Mortgage Shopper Tips to Help You Get The Best Deal

Hey Folks!

Tony here again at Amerisave. Along with live mortgage rates you can access 24/7, guarantees for fees and closing times we want to be sure you have all the information you need to make the BEST decision for YOUR needs and not our needs.

Amerisave offers valuable money saving tips when shopping for your next mortgage. Here is a example:

How to get the Best Mortgage Rates

First, make sure you are comparing current mortgage rates for the same type of mortgage. Mortgage rates and closing costs can change significantly from one day to another, so if you are comparing offers from multiple lenders it must be done on the same day. For example, if you are shopping mortgage rates and have a quote for a 30 year fixed at 5.75%, only compare it to other 30 year fixed quotes at 5.75%.
Next, compare the total of all points and lender fees for each mortgage (from section 800 to 813 on the Good Faith Estimate), that is the price of the mortgage.

The lender with the lowest cost has the best mortgage rates.

If you are refinancing, you will also need to review the cost of title insurance, closing/attorney, and appraisal. Some large national companies have negotiated excellent rates for these services on your behalf. The company with the lowest combination of points, fees and third party costs for the same rate and product has the best mortgage rates.

Things to Watch Out For

APR is not always accurate, so it should not be used. To get the best mortgage rates, compare current mortgage rates and closing costs.
Good Faith Estimates are just estimates. Many brokers and lenders will give you a low ball estimate, and then after you have paid for your appraisal, they will inform you that the mortgage rate or closing cost have gone up. Look for lenders that guarantee their closing costs up front.
There is nothing wrong with No/Zero Closing Cost Loans. Just be aware that you will be looking at higher mortgage rates in exchange or if you are refinancing, the closing costs could be included in your principal.
Paying higher points and fees will result in lower mortgage rates. For example, at 7% you may have zero points and fees, while at 6% you may have points and fees of $3000. To get the best mortgage rates, you must estimate how long you will have the mortgage. Also, make sure you are comparing current mortgage rates when doing your comparison.

You can read more tips on my web site at www.amerisave.com/partner/agrego. The place for live rates and mortgage information you need.

Thanks for reading
Tony Grego, Regional Sales Director with Amerisave
The Place with the Great Rates

Video of the Day (Sort of) – Baby Hanging Station

Hey Folks!

Now I normally do a little web searching to find something fun to post in the morning. Today I am going to change this up a little bit. When I was going to meet a client I was a little early and stopped in a McDonalds. When I went to the restroom I saw this hanging on the wall and just could not pass it up.

Now I could have taken a video but my iphone 3g does not offer it (a post for another time) and could have been a little boring.

If you need any help with you mortgage questions. I have the answers.

Kind regards,
Tony Grego, Regional Sales Director with Amerisave

Video of the Day – What is more funny on a Friday but a Funny Pet Video?

Hey Folks!

Well it is Friday after a long holiday schedule. So I’m thinking, what would be more enjoyable than a good pet video that has not been played a billion times?

I think I found it. Enjoy your day, weekend and guess it is time to get back to work on Monday.

 

Kind regards,

Tony Grego, CUML
Regional Sales Director
Amerisave Mortgage, The Place with Great Rates!
See’em at www.amerisave.com/partner/agrego

Dancing with Stars/Indy 500 Winner caught on tape

Hey Folks!

Well if you live in Indy and over forty chance are you are a race fan and more specifically a fan of the Indianapolis 500. With that, I am guilty as charged.

While researching a post earlier today I came across this clip. It first aired years ago and is a blast to watch. Now while Helio may have a bunch of other problems I just thought I would share a moment from a much more fun time. Enjoy and good night.

 

 

Tony Grego, CUFL
Regional Sales Director for Amerisave
Your Place for Great Rates, see’em at www.amerisave.com/partner/agrego

Why Choose Amerisave – Part Three, Guaranteed Closing Cost in Writing

 

Hey Folks!

Thanks reading my post. I know you have a bunch of choices and I really appreciate you spending a few minutes here.

Due to our volume of mortgages we can do them for less. After all, we have funded over $6,000,000,000, yes six billion dollars in loans and we stand behind what we say. In fact at Amerisave we are so confident that you will get the lowest combination of rates and fees that we back it up with a $500 guarantee.

Amerisave shops the rates of our competitors everyday as part of our goal to provide the best rates and lowest fees to our customers. This saves our customers time and money.

We are extremely confident in our rates and can therefore extend a guarantee that the combination of the total closing cost + the interest rate will provide you with the lowest cost mortgage possible. If not, we will pay you $500!

One of the reasons we have the ability to offer this program is Amerisave fully discloses all rates and fees associated with your loan. We also guarantee, in writing, all lender closing cost fees that we have control over. It is important to protect yourself from surprise fees presented at closing.

$500 Rate and Fee Guarantee - Details:
To qualify you will need to do the following:

• Qualify with Amerisave for the rate guaranteed by the competing lender.
• Notify Amerisave in writing of a competing offer (via the GFE) to be given a chance to beat the offer. If Amerisave elects to not beat the competing offer, we will notify you in writing.
• After your loan is closed and funded, provide Amerisave with a HUD-1 closing statement to confirm that the loan closed at the terms quoted in the competing GFE.

The Following Terms and Conditions Apply to this Offer:

• Competing offers must be for the borrowers exact loan requirements, from a national lender, and for a conforming loan program that is offered by Amerisave. In addition, the competitors' rate and closing quote must be available on the competitors' website for the borrowers' specific loan criteria.
• The rate, commitment period and loan program for the competing offer must all match Amerisave's offer. Competing offers must be dated and presented to Amerisave on the day of the offer.
• Borrowers who have already locked their rate with Amerisave are not eligible for this guarantee.
• This guarantee is for residential purchase and refinance mortgage products only.
• Third party and government fees are beyond Amerisave's control therefore are not included in this guarantee.
• If Amerisave is unable to beat a competing offer and the borrower accepts that offer, Amerisave will pay the borrower $500 upon their loan closing.
• * All Amerisave guarantees do not apply for customers applying for a mortgage in the state of Washington.

Tony Grego, CUML
Regional Sales Director 
Your Place with Great Rates
See them at www.amerisave.com/partner/agrego

 

Rate Watch for Thursday, January 1, 2009

Hey Folks and Happy New Year.

As you might have guess not much is happening with rates today since the worlds financial markets are closed. However I did see a little movement in one sector. The best way to get a handle on it is to see it. After you watch this short video you may agree with me that it is best to float today.

 

As you can see watching rates today is much like watching grass grow.

Thanks for reading.

Tony Grego, CUML with Amerisave
Your Place with Great Rates

Video of the Day - What can I say? Happy New Year

Hey Folks!

Well, we made it. Welcome to January 1, 2009. Best wishes from my family and myself to your family and yourself for a happy and safe new year.

Please check back often I hope to make you giggle in the morning. Give you some rate information mid-day and some helpful mortgage tips in the afternoon. Remember that these posts are for you. Let me know what you need or what you would like to see.

Kind regards,

Tony Grego, CUML with Amerisave
Your Place for Great Rates

Video of the Day - What can I say? Happy New Year

Hey Folks!

Well, we made it. Welcome to January 1, 2009. Best wishes from my family and myself to your family and yourself for a happy and safe new year.

Please check back often I hope to make you giggle in the morning. Give you some rate information mid-day and some helpful mortgage tips in the afternoon. Remember that these posts are for you. Let me know what you need or what you would like to see.

Kind regards,

Tony Grego, CUML with Amerisave
Your Place for Great Rates