Why Choose Amerisave – Part Three, Guaranteed Closing Cost in Writing

 

Hey Folks!

Thanks reading my post. I know you have a bunch of choices and I really appreciate you spending a few minutes here.

Due to our volume of mortgages we can do them for less. After all, we have funded over $6,000,000,000, yes six billion dollars in loans and we stand behind what we say. In fact at Amerisave we are so confident that you will get the lowest combination of rates and fees that we back it up with a $500 guarantee.

Amerisave shops the rates of our competitors everyday as part of our goal to provide the best rates and lowest fees to our customers. This saves our customers time and money.

We are extremely confident in our rates and can therefore extend a guarantee that the combination of the total closing cost + the interest rate will provide you with the lowest cost mortgage possible. If not, we will pay you $500!

One of the reasons we have the ability to offer this program is Amerisave fully discloses all rates and fees associated with your loan. We also guarantee, in writing, all lender closing cost fees that we have control over. It is important to protect yourself from surprise fees presented at closing.

$500 Rate and Fee Guarantee - Details:
To qualify you will need to do the following:

• Qualify with Amerisave for the rate guaranteed by the competing lender.
• Notify Amerisave in writing of a competing offer (via the GFE) to be given a chance to beat the offer. If Amerisave elects to not beat the competing offer, we will notify you in writing.
• After your loan is closed and funded, provide Amerisave with a HUD-1 closing statement to confirm that the loan closed at the terms quoted in the competing GFE.

The Following Terms and Conditions Apply to this Offer:

• Competing offers must be for the borrowers exact loan requirements, from a national lender, and for a conforming loan program that is offered by Amerisave. In addition, the competitors' rate and closing quote must be available on the competitors' website for the borrowers' specific loan criteria.
• The rate, commitment period and loan program for the competing offer must all match Amerisave's offer. Competing offers must be dated and presented to Amerisave on the day of the offer.
• Borrowers who have already locked their rate with Amerisave are not eligible for this guarantee.
• This guarantee is for residential purchase and refinance mortgage products only.
• Third party and government fees are beyond Amerisave's control therefore are not included in this guarantee.
• If Amerisave is unable to beat a competing offer and the borrower accepts that offer, Amerisave will pay the borrower $500 upon their loan closing.
• * All Amerisave guarantees do not apply for customers applying for a mortgage in the state of Washington.

Tony Grego, CUML
Regional Sales Director 
Your Place with Great Rates
See them at www.amerisave.com/partner/agrego